Simple guide to invest

When it comes to October 31 , you may try your best to be looking different. Why?because it is the day of Halloween. Do you know the origin of halloween costumes? In some primary documentation halloween costume history begin before the twentieth century. In the early 1900”s, Halloween costuming became more popular, as many adults and children wear it. In 1930, the first mass-produced Halloween costume is brought to stores. By that time “trick - or - treating becoming more popular in United States.
What make Halloween different from other celebrations or days of dressing up? It is because most people choose to be supernatural and scary beings. Halloween costumes such as ghosts, skeleton , witches, vampires and devils is most popular than the other. Popular figures like Hollywood star, president, athlete or cartoon characters are choosen by some people. Especially for girls, they may choose sexy Halloween costume like a movie star.
Finding a Halloween costume that’s suitable for you looks like an easy thing to do, but in fact it can often be time consuming. You may check tips below :
1. If you love Hollywood star, or want to have masculine looking, you may dress up like Will Smith, or Keanu Reeves.
2. If you love sports, or want to have athlete looking, you may dress up like David Beckham or Cristiano Ronaldo.
3. Halloween costumes which are easily recognized, but no-one has thought of, is may the best choice. Be imaginative , but do not to exaggerated.
4. Be more creative! Don”t be scared to customized your own Halloween costume.
5. Retouch your Halloween costume. Add special property associated with your character. You can bring sword, flying broom, skull, or even a real head (nope!! Just kidding)
6. Here is the tips for you guys who want to got cheap Halloween costume. Just buy Halloween costume 1-2 week after, you will got cheaper than normal price. You could keep it for next year halloween.

Managing your own investment portfolios isn’t easy thing to do, cause you"re not Warren Buffet. You will be in for a major shock if make wrong decision. But you don’t need to worry, there are professional who know various investment and will help you to make the right choices. They are known as financial planner.

When you asking about investment options to financial planners, they will describe a lot more than you had knew before. A lot of people have knew about stock market or the mutual funds, but maybe not familiar with other investment options like private equity, trusts or real estate funds.

One thing that everyone should consider is knowing about investment profile. Financial planner will likely help you to define your investment profile. Basically there are 3 investment profile : Aggressive, Moderate and Conservative. Aggressive investor prefer high risk – high rewards portofolio. Oppositely, conservative investor will choose low risk – low rewards. Surely, the moderate investor is between both of them.

The risk taking capability is depend on investor”s age. Younger investor suggested to have aggressive investment profile. For example, if you are 25 years old, single and have a good job. You don”t have responsibilities of home and children, also there are bright future career ahead of you. You may take the “high risk – high reward” investment option. Why? Because you still be able to compromise with risk, regarding the high reward you”ll get in the future. If your investment portofolio loss 10% at first year, you maybe still waiting until third year to get 25% profit. At later stages, the older investor prefer to choose moderate or conservative investment profile. At age 40”s to 50”s you have more responsibilities like family to take care of and childrens education. There maybe a big problem if your capital investment lose 10%,
and at the same time you need to send your son to college. The two things that people should know first before investing are :
1. Define your investment objective
You may answer this question to know your investment objective
What is your investment goal?
What kind of investor are you?short term or long term?
At what level you could compromise with potential lost?
How long you can wait to “harvest” your investment?
2. Know your investment profile :
You may answer this question to know your investment profile
Are you panic when your investment lose at first year?
At what level you could compromise with potential lost?

The last thing is, no one know you better than yourself. So, no matter what financial planner said about your investment profile, all the decision is in your hand. Just be a wise investor to reach your goals.